Build with Aave Kit.
Aave Kit gives developers permissionless access to onchain liquidity. Supply, borrow, and earn with a few lines of code.
Add Yield
Grow revenue with a single integration. Users earn competitive yield across 10+ chains, any ERC-20.
useSupply({ asset, amount, … })Unlock Borrowing
Instant credit against any holdings — users stay in their positions. Preview health factor and risk premium before signing.
useBorrow({ asset, amount, … })Deploy Everywhere
One SDK across 14 chains. Ethereum, Arbitrum, Base, Avalanche and more — same hooks, every network.
npm install @aave/react@nextBuilding on Aave
Compatible with best-in-class wallets
Unified liquidity layer, risk-adjusted borrow rates, and smarter liquidations. State of the art infrastructure that's simple to integrate.
Unified Liquidity
One shared pool across all markets. No fragmentation.
Modular Markets
Independent risk parameters, rates, and collateral rules.
User Risk Premium
Borrow costs adjust to collateral quality automatically.
Smarter Liquidations
Target health factor restoration with variable bonuses.
User Positions
Combined view of supplies, borrows, and health factors.
No Migration Required
New markets and features deploy without moving liquidity.
Hub & Spoke Architecture
Unified liquidity across isolated risk environments. Each hub defines a solvency boundary — spokes encode borrowing rules within it.
What builders are saying.Real integrations. Real results.
Whop Treasury routes merchant balances to Aave via Veda on Plasma. Up to 6% APY on USDT, auto-compounding, instant withdrawals, no wallets or DeFi knowledge required.
Kraken launched DeFi Earn powered by Aave, embedding onchain yield into its exchange experience with no wallets or signing required.
MetaMask integrated Aave to power Stablecoin Earn, yield on USDC, USDT, and DAI directly inside the wallet, plus yield-bearing spending via the MetaMask Card.
Cap routes over $360M in idle stablecoin reserves through Aave and uses its USDC supply rate as the benchmark for Cap's own yield engine.
Aave's lending markets powered the recursive strategies behind USDe's growth to $10B, the fastest stablecoin ascent in history.
Kinexys used a modified Aave deployment for tokenized FX settlement in Singapore's Project Guardian. Real-time, compliant transactions on a public chain.
The Avalanche Foundation uses Aave to earn yield on idle holdings, borrow stablecoins against strategic positions, and fund ecosystem programs, all without counterparty approval.
Integrate Aave in Minutes. Drive new revenue, boost user retention, and cut costs.
Aave Kit exposes the full power of Aave Protocol through a clean developer API.
Integrate Earn withuseSupply().
npm install @aave/react@next
// client.tsimport { AaveClient } from "@aave/react";export const client = AaveClient.create();// App.tsximport { AaveProvider } from "@aave/react";import { client } from "./client";export default function App() {return <AaveProvider client={client}><YourApp /></AaveProvider>;}
import { useSupply, bigDecimal, evmAddress } from "@aave/react";import { useSendTransaction, useSignTypedData } from "@aave/react/viem";const [supply, { loading, error }] = useSupply((plan) => {switch (plan.__typename) {case "TransactionRequest":return sendTransaction(plan);case "Erc20Approval":if (plan.bySignature)return signTypedData(plan.bySignature);return sendTransaction(plan.byTransaction);}});const result = await supply({sender: evmAddress(wallet.account.address),reserve: reserve.id,amount: { erc20: { value: bigDecimal(42) } },});
$0B$0B
Net deposits
0%0%
Of all active DeFi stablecoins
0x0x
More TVL than the next lending protocol.
65+ independent audits
Every major release reviewed by leading security firms. Audit reports published onchain.
6+ years of uninterrupted operation
Protocol has processed every market condition since 2020.
SOC 2 Type 2 compliance
Institutional-grade security controls and reporting standards.
And More
Fintechs & Stablecoin Issuers
Offer your users transparent, competitive yield and crypto-backed loans powered by stablecoins.
Exchanges & Custodians
Integrate yield and crypto-backed loans into your product to increase revenue, and drive user retention.
Wallets
Enable users to earn and borrow against their assets in the most competitive and liquid onchain markets.
Native DeFi
Build next-generation DeFi products and tap into deep Aave liquidity to bootstrap your launch.
Banks & Asset Managers
Earn and borrow 24/7 with Horizon's onchain repo markets for tokenized assets.
Marketplaces & Payments
Optimize treasury management by sweeping customer funds into lending backed by secured money market instruments or liquid crypto-native collateral.
Stable Vaults.
Institutional-grade fixed yield.
Turnkey vaults that convert variable DeFi yield into fixed, predictable returns. Aave manages the strategies, you integrate the deposit flow.
Predictable Rates
Users earn a pre-set predictable APY with no volatility.
Auto-Compounding Rewards
Rewards are claimed and reinvested automatically.
Boosted Rates
Reward premium users with higher fixed APY per wallet.
Multi-Asset
One vault accepts USDC, USDT, GHO, and more.
Cross-Chain Yield Strategies
Earn across chains while deposits stay on a low-cost network.
Access Control
Restrict deposits to a permissioned set of wallets.
Predictable yield in an unpredictable market.
Stable Vaults absorb the volatility that variable-rate markets produce, delivering fixed rates that compound every second.
Stories from Integrators
How Ink and Kraken Use Aave
How Kraken's Ink L2 built Tydro on Aave V3 to power native lending and embedded DeFi for millions of users.
Cap
Cap integrates Aave to deploy idle stablecoin reserves and benchmark yield rates, growing to one of Aave's largest USDC depositors with over $360M supplied.
Arbitrum
Aave has solidified its role as a cornerstone of Arbitrum's ecosystem, establishing the chain as the premier "home of DeFi."
Tangem
How Tangem uses Aave to Power Non-Custodial Yield.
Kinexys by J.P. Morgan
How Aave protocol was adapted for institutional needs as part of the Project Guardian initiative led by the Monetary Authority of Singapore.
Lido
Lido's liquid staking combines forces with Aave to power DeFi's ETH yield engine.
Blockdaemon
How Blockdaemon Uses Aave to Power Institutional Access to Onchain Yield.
BTCS
How Nasdaq-listed BTCS Uses Aave to Finance its Digital Asset Treasury (DAT) Strategy.
Galaxy
Institutional Liquidity in Practice.
Ethena
Ethena’s Ascent to $10bn, Powered by the Aave Liquidity Engine.
MetaMask
MetaMask selected Aave as its DeFi lending partner to power Stablecoin Earn, a feature that lets users earn yield directly inside their wallet.
Avalanche
Avalanche uses Aave to securely access decentralized capital markets.
FAQs
Banks, asset managers, fintechs, wallets, exchanges, and DeFi developers can all integrate with Aave.
You can tap into lending markets, run yield products, launch crypto-backed loans, or build apps for payments and treasury use cases.
Yes, the pools are insured via Umbrella, Aave's native insurance module.
Vaults let users earn or borrow by connecting to existing Aave lending pools, while giving you the ability to earn fees.
Aave's SDK, react hooks, and API make it easy to connect to markets and deploy vaults in minutes.
We're here to help you build. Contact us to learn more.